Management Team


Management Team

Frank van der Poll (Board Member)


Frank van der Poll is the CEO for The First MicroFinanceBank, Afghanistan. Following a successful career in the IT sector where Frank was recognized for leading strategic initiatives, and incubating new disruptive business models, he switched to Banking. Since that time he has built a wealth and breadth of experience that he calls upon in providing leadership in the financial services industry. Under Frank’s leadership, Maduro Curiels Bank became the largest Business banking business across the West Indies. At Banque du Populair du Rwanda, he developed and led the ‘Micro Finance Initiative’ and turned around a loss making business unit into a thriving value stream. At Standard Chartered Bank, Botswana, Frank harnessed his business experience and people management skills to bring a practical, proven perspective to the Southern Africa Business Cluster that resulted in ramping up its bottom-line curve from the lowest ranking to the # 1 position. Prior to joining FMFB-A, he founded BFC, which became the leading Merger & Acquisition Firm in Southern Africa and was appointed as partner of Choice for M&A’s by BDO & Mazars. Following the successful sale of his business, he returned to Banking to lead FMFB in Afghanistan. Frank earned his MBA with honors from the Hogeschool Haarlem, Holland. He graduated from Kennemer Institute with a BS in Economy and Law. A Dutch native, he speaks fluent Dutch, English, German and Frenchm and is married with five children.

Faburama Cessay - B&W

Faburama Ceesay (Board Member)

CFO & Company Secretary

Faburama Ceesay has been with FMFB-A since October 2014. He holds a Bachelors degree in International Development Studies from St. Mary’s University in Halifax, Canada. He is a member of the Association of Chartered Certified Accountants in UK since 2006. He has a rich experience of over fourteen years in financial management. Prior to joining FMFB-A as CFO, he has worked in Standard Chartered Bank Gambia Ltd as Financial Controller and Standard Chartered Bank Kabul as Chief Financial Officer from 2010 to 2012. He has also worked in Guaranty Trust Bank Gambia Ltd as Head of Finance and Risk Management from 2004 to 2005.

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Fareed Ashraf Chaudhry

Head of Business Strategy and Marketing

Fareed Ashraf Chaudhry is a microfinance/consumer banking professional with over 15 years of experience in leading business initiatives and top-line growth at Pakistan’s leading banks including Standard Chartered Bank, UBL and Allied Bank. Prior to FMFB-Afghanistan, Fareed was leading the product development and marketing function at Pakistan’s largest microfinance bank. At Khushhalibank, Fareed spearheaded individual and MSME lending programs along with targeted savings and ADC /branchless banking propositions to create an integrated retail business with nearly a million customers and annual profits in excess of USD 1 million. Fareed has a degree in mechanical engineering and is an MBA from the National University of Sciences and Technology, Pakistan. In his free time he enjoys gardening, jogging, and playing with his Rottweiler.

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Fatehullah Baig

Head of IT

Fatehullah Baig has been with FMFB-A as Head of IT since May 2009. He holds Masters Degree in Computer Sciences from Pakistan and has 18 years of experience in the IT sector. He has a rich experience of customized software development, implementation of ERP systems, geographical information systems and deployment of IT infrastructure. Prior to joining FMFB-A, he has worked with Pakistan Telecommunication as Projects Manager for Information Systems. In addition, he has worked as IT consultation with Focus Humanitarian Assistance Pakistan for GIS project and also for developing customized database management system for natural hazards.

Ewa Janikowska

Chief Risk Officer

Ewa Janikowska is a banker with over 20 years of experience in executive and advisory roles, focusing on operational, quality, risk, compliance and internal audit management. She has provided services to large financial groups and small boutique firms, banks and investment firms, mainly in Europe and the Middle East. Her professional experience covers corporate and investment banking, asset management, brokerage, retail and consumer finance, credit cards, insurance, microfinance and remittance services.

Ewa holds an MBA degree from the University of Illinois, and has been certified as ISO 31000 Risk Manager and ISO 27000 Social Responsibility Manager. Since 2011, she has been appointed a court expert in banking, compliance and risk management. Throughout her career, Ms. Janikowska has sat on the boards of different financial institutions (banks and investment companies), and has held the positions of Chief Risk Officer and Chief Compliance Officer. Further, she has worked for public and NGO entities, and advised private businesses on corporate social responsibility, social entrepreneurship and financial inclusion. She is a former member of the Management Board of the Polish Bank Association (2005–2008) and the Banking Arbitrage Council (2005-2008). In 2008 she was awarded the Honorary Badge of the Polish Bank Association for her contribution to the banking community, and since 2012 she has acted as the Ambassador of Women Entrepreneurship. Since 2013, she has been the microfinance advisor to the Conference of Financial Enterprises.

Ewa is an economist committed to social issues, a strong believer that passions change the world. Since 2009, she has been a publisher and promoter of Muhammad Yunus, social innovator and Nobel Peace Laureate. She is the mother of two wonderful young women who take future into their hands.

Venus Padul

Venus Padul

Head of Human Capital

Venus Padul has 12 years of experience in management and advisory roles in Human Resources in Asia with a focus on strategic organizational leadership and staff development. She has mentored three HR Managers in her career from three different countries and capacity built the first female national Human Resource Manager of Oxfam in Afghanistan after three decades presence of the organization in the country. Venus has introduced innovative techniques and provided strategic decision to respond to changes whether internal or external environment through evaluation of culture, leadership, system and process, purpose, capability and structure. She has a love for storytelling to influence, motivate and inspire others.