Management Team

Faburama Ceesay

Acting CEO

Faburama Ceesay has been with FMFB-A since October 2014. He holds a Bachelors degree in International Development Studies from St. Mary’s University in Halifax, Canada. He is a member of the Association of Chartered Certified Accountants in UK since 2006. He has a rich experience of over fourteen years in financial management. Prior to joining FMFB-A as CFO, he has worked in Standard Chartered Bank Gambia Ltd as Financial Controller and Standard Chartered Bank Kabul as Chief Financial Officer from 2010 to 2012. He has also worked in Guaranty Trust Bank Gambia Ltd as Head of Finance and Risk Management from 2004 to 2005.

Naqibullah Aman

Acting CFO

Naqibullah Aman has been with FMFB-A since August 2011. He holds a Master Degree in Business Administration from Kardan University, Kabul. He is pursuing his professional studies of the Association of Chartered Certified Accountants in American University of Afghanistan since 2016. He has diversified experience of over eight years in financial reporting and management and is one of the integral part of finance department during this time with FMFB-A. Prior to joining FMFB-A, he has worked with ACF (French NGO) as a financial analyst, based in Kabul who were working for the eradication of poverty in under developed countries.

Ziauddin Haidari

Chief Operating Officer

Ziauddin Haidari is a banking professional with hands on experience of banking operations and treasury. He has been with The First MicroFinance Bank Afghanistan since Oct,2010 in various positions in operations and Treasury. He has been instrumental member of management in growing main stream revenues for the bank after joining FMFB-A. He holds a master degree in accounting and finance from The University of Lahore and several certifications in banking and treasury management. Prior to FMFB-Afghanistan he has also worked with FMFB-Pakistan for few years and has nearly 10 years of experience in banking, his core competencies include trading, liquidity management, investment portfolio management & management of branch banking operations.

Nilawaty Baher

Chief Human Capital

Nilawaty Bahar has over fifteen years of vast experience in human resources strategic management that includes setting up HR policies/procedures, managing personnel administration of organizations with 1000-2000 employees, facilitating organizational development, change management process, implementing Human Resources Information System (HRIS), and localization capacity building initiatives in post conflict and disaster affected countries. Nilawaty Bahar completed her Master of Science in Humanitarian Logistics and Management from Universita della Svizzera italiana – Switzerland. She has a bachelor degree in mathematics and computer science from University of Indonesia. She has a diploma in learning and development from Charter Institute of Personnel and Development (CIPD).

Maiwand Ludin

Chief Information Officer

Since 11 years, he has lead various projects, teams and delivered end-to-end technology and operating services in various banks and provided consultancy services to various International NGOs. He also oversees business continuity, IT Operations and IT Security strategies and policies. Ludin has held a number of senior leadership roles. Most recently, he was a Senior Project manager. Ludin leads and handles various projects and provides solutions for Islamic Banking, Commercial Banking, Disaster Recovery, Business Continuity, Compliance, AML, Card Management, Chart Of account, IT Operations, IT security, IT Infrastructure, Finance, Operations, Digital Banking, Automation and communication.

Homayoun Nikseyar

Head of Business Strategy and Marketing

Homayoun Nikseyar joined FMFB-Afghanistan in January 2006 as Branch Manager in Herat, He was then promoted to Marketing Manager position in Head Office and since then worked in different positions within the same department as Product Development Manager and Sr. Manager Business Strategy and Marketing.

He has a B.S degree in Business Administration from KARDAN University-Kabul, B.A degree of English Language from Herat University and pursuing his MBA in Marketing Management. He is Certified in Digital Money from the Fletcher School at Tufts University in US and attended the Expert in Microfinance certificate training program of Frankfurt School of Business Management.

His experiences spans across different business segments in terms of Products Development, Research, Marketing and Sale. He has hands-on experience in development of Small business, Group, Agriculture, Housing, Consumption, and deposits` products. Managed promotional communication of all new products and services across FMFB`s footprint. Liaised with donors for funding applications and provided results-based, high standard, timely donor reporting, worked actively in the development of a cashless branch model using mobile money technology and involved in several other client-focused innovations.


Ajmal Khan

Head of Security

Ajmal Khan joined FMFB-Afghanistan in July31st 2019 as Head of Security in Head Office. He is an Ex-Police Officer and has a B.A degree in Political Science (IR) from Avicenna University.
He has served in diversified and complex leadership roles and possess vast experience at Operation and Leadership in the support of different international Organizations in hostile environments. He is level headed thinker who fully understands the complexities of operating in a fluid environment and has received numerous of outstanding performance related awards.

Khuram Sikander

Chief Internal Auditor

Khurram Sikander joined FMFB A in 2017 as Chief Internal Auditor. He has previously worked in Internal Audit, Risk and Compliance with The First MicroFinanceBank-Pakistan.   Before Joining FMFB-A, Mr Sikander has worked with Afghanistan International Bank Kabul for six years in the capacity of Head of Internal Audit.  He has also served as a director in one of the AKDN institutions and currently serving as Chairman of the Audit Committee of one the AKDN Entity. Mr Sikander is a member of the Association of Chartered Certified Accountants-UK and is also pursuing Certified Public Accountant qualification from Ontario, Canada.

Saduddin Haziq

Chief Compliance Officer

Mr. Saduddin Haziq, an Afghan national, has over 13 years of legal and compliance experience in various Government and Non-Government organizations both of International and National repute. He has performed several key roles while holding important positions in the Legal and Compliance departments of these organizations. Currently Mr. Haziq is employed as Chief Compliance Officer with The First Micro Finance Bank-Afghanistan, a leading Commercial bank of the country. His employment with the bank has been duly approved by the Central Bank of Afghanistan. His past experiences include Chief Compliance Officer with Afghan United Bank, Legal Advisor and Compliance Officer with Afghanistan International Bank (The largest bank of the country), Director of Law with the Afghanistan Ministry of Finance and Legal Officer with USAID on the Afghanistan Government Economic Project. Mr. Haziq holds an MBA degree in Public Administration and a Bachelor of Law with honors from International Islamic University.

Zia Qasemi

Head of Professional Services

Zia Qasemi, an Afghan national, has over 15 years of administrative, procurement and human resource management experience in various international companies and agencies. He has worked in different key positions and played a significant role in developing policies and procedures throughout his carrier. Currently, Mr. Zia Qasemi is employed as Head of Professional Services with The First Micro Finance Bank-Afghanistan.  , a leading commercial bank of the country. Mr. Zia holds a master’s degree in Operations and Supply Chain Management from Universetta Della Swizzera, Lugano, Switzerland and a Bachelor in Business Administration from Kardan University, Kabul Afghanistan. Prior to working with FMFB-Afghanistan he worked in Aga Khan Foundation and prior to that Task Force Innovation International and lead a team of administrative, logistics, transport, inventory, IT, security and Procurement for nearly 16 years.