Awdat Loan Features


The product is designed to provide loans for Afghan returnees repatriated from Pakistan or Iran in the last 1 to 10 years and as well as Internal Displace People (IDP). The objective is to promote income-generation activities among Afghan returnees in order to enable them to become self-sufficient. Starting from AFN 15,000/USD 200 up to AFN 500,000/USD 6,000.


Find out if you are eligible: 

  • –  Afghan returnees seeking to start their own business or expand their existing business
  • –  Age between 18-65 years
  • –  Loan should only be used for income-generating activities
  • –  Residing at the current location for at least 1 consecutive year
  • –  Holding a Valid Tazkira Card
  • –  Provide satisfactory evidence that confirms their status as refugee or IDP.
  • –  Satisfactory cash flow/positive credit score (as per FMFB-A’s criteria to assess credit worthiness)
  • –  Individual should not be a defaulter of other institutions/banks (credit bureau/data check)
  • –  Other pre/post disbursement verifications (as applicable)


Terms and Conditions: 

  • –  Loan Tenor from 6-24Months
  • –  Original title deed of property and 1 guarantor (no title deed for amount less than AFN 150,000 or equivalent in USD. However, two guarantors are must)
  • –  Shura Letter
  • –  Refugee Card
  • –  Loan should be only used for income generating activities


For Further information and inquiries please visit our closest branch or give us a call on +93 (0) 79 001 0104, +93 (0) 79 001 10105, +93 (0) 70 5010104 (Saturday to Wednesday from 8:00 AM to 4:00 PM, and Thursdays from 8:00 AM to 1:00P PM).