Online Banking
Personal Consumption Loan (Shakhsi)


Individuals who are seeking financial support for personal reasons (only legal activities) can now apply for our Personal Consumption Loan (Shakhsi). Starting from AFN 15,000/USD 200 up to AFN 500,000/USD 6,000.

Find out if you are eligible:

For Business Owners

  • – You must hold a valid AISA license
  • – Operating in Afghanistan for a minimum of 5 years
  • – With at least 20 individuals being employed


For Individual Borrowers

  • – You must be employed with at least 1 year of employment history
  • – Age between 18-60 years


Payroll Employees

  • – For the individuals who maintain a payroll account with FMFB


Terms and Conditions:

  • – Loan Tenor from 6-36 Months
  • – Loan Required Securities: Original title deed of property and one personal guarantor with a stable income source -OR- Two personal guarantors with a stable income source


For Further, information and inquiries please visit your nearest branch or contact us through:


Helpdesk: +93 (0) 790010104, +93(0) 7900110105, +93 (0) 705010104 (Saturday to Wednesday from 8:00 AM to 4:00 PM, and Thursdays from 8:00 AM to 1:00 PM).