Small & Medium Enterprise (SME): Overdraft (OD)

Investment Purpose:

For meeting working capital, purchase of raw materials, purchase of new fixed assets, expansion of capacity and purchase of machineries.

Find out if you are eligible:

• Entrepreneurs involved in activities whose annual turnover should be more than USD 100,000
• Entrepreneurs must have a registered business license
• Entrepreneurs must have at least two years of experience in business
• Satisfactory account turnover with FMFB/Other banks for the last one year

Terms and Conditions:

• Loan Ticket commencing from AFN 500,001- 15,000,000 or equivalent to USD
• Loan Tenor: 12 Months
• Interest charges shall be calculated based on the daily utilization of the limit and repayable on monthly basis.
• Loan Required Securities:
  • Registered Title Deed (Sharayee) of the property
  • Urfi Title deed of the property and eligible financial guarantor

Documents Required:

• Latest company license copy
• Latest NID copies of all shareholders (guarantors if any)
• Company profile/background
• Collateral Documents
• The bank may ask for additional information/documents for any credit facility as requested

For Further, information and inquiries please visit your nearest branch or contact us through:
Email: customerservices@fmfb.com.af
Helpdesk: +93 (0) 790010104, +93(0) 790010105, +93 (0) 705010104 (Saturday to Wednesday from 8:00 AM to 4:00 PM, and Thursdays from 8:00 AM to 1:00 PM).