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Small & Medium Enterprise (SME): Overdraft (OD)


Small & Medium Enterprise (SME): Overdraft (OD)

Investment Purpose:

For meeting working capital, purchase of raw materials, purchase of new fixed assets, expansion of capacity and purchase of machineries.

Find out if you are eligible:

  • Entrepreneurs involved in activities whose annual turnover should be more than USD 100,000
  • Entrepreneurs must have a registered business license
  • Entrepreneurs must have at least two years of experience in business
  • Satisfactory account turnover with FMFB/Other banks for the last one year

Terms and Conditions:

  • Loan Ticket commencing from AFN 500,001- 15,000,000 or equivalent to USD
  • Loan Tenor: 12 Months
  • Interest charges shall be calculated based on the daily utilization of the limit and repayable on monthly basis.
  • Loan Required Securities:
    • Registered Title Deed (Sharayee) of the property
    • Urfi Title deed of the property and eligible financial guarantor

Documents Required:

  • Latest company license copy
  • Latest NID copies of all shareholders (guarantors if any)
  • Company profile/background
  • Collateral Documents
  • The bank may ask for additional information/documents for any credit facility as requested

For Further, information and inquiries please visit your nearest branch or contact us through:
Helpdesk: 599 (Saturday to Wednesday from 8:00 AM to 4:00 PM, and Thursdays from 8:00 AM to 1:00 PM).