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Management Team

Faburama Ceesay

Chief Executive Officer

Faburama Ceesay joined FMFB-A as Chief Financial Officer (CFO) in October 2014. After five year with FMFB-A as CFO, he now fills the position of Chief Executive Officer effective February 2020. He holds a Bachelor’s degree in International Development Studies from St. Mary’s University in Halifax, Canada. He is also a Chartered Certified Accountant and a member of the Association of Chartered Certified Accountants in UK since 2006. He has a rich experience of over eighteen years in Corporate Relationship management, Financial and Treasury management. Prior to joining FMFB-A as CFO, he has worked in Standard Chartered Bank Gambia Ltd as Financial Controller and Standard Chartered Bank, Kabul as Chief Financial Officer from 2010 to 2012. He has also worked in Guaranty Trust Bank Gambia Ltd as Head of Finance and Risk Management from 2004 to 2005.

Naqibullah Aman

Chief Finance Officer

Naqibullah Aman has been with FMFB-A since August 2011. He holds a Master Degree in Business Administration from Kardan University, Kabul. He is pursuing his professional studies of the Association of Chartered Certified Accountants in American University of Afghanistan since 2016. He has diversified experience of over eight years in financial reporting and management and is one of the integral part of finance department during this time with FMFB-A. Prior to joining FMFB-A, he has worked with ACF (French NGO) as a financial analyst, based in Kabul who were working for the eradication of poverty in under developed countries.

Habib ur Rahman

Chief Credit Officer

Habib ur Rahman, Joined the Bank as Chief Credit Officer, Prior to joining FMFB Afghanistan Habib was working with FMFB Pakistan, as Head Business North and Head of Corporate Liability, he had served FMFB Pakistan for 17 years, his service was also seconded to FMFB Afghanistan as COO, he had Served FMFB Afghanistan for almost 3 years from 2014 to 2017. Habib holds a Master’s degree in Business Administration from the IBA department, University of Sindh. Habib also worked with different developmental organizations in various roles.

Ziauddin Haidari

Chief Operating Officer

Ziauddin Haidari is a banking professional with over 12 years of banking experience in various management positions in Treasury and Banking Operations. He has been with The First MicroFinance Bank Afghanistan since Oct 2010 and before joining FMFB-Afghanistan he has also worked with FMFB-Pakistan for few years. He holds a Master’s Degree in Accounting and Finance from The University of Lahore and a Bachelor from the University of Punjab Pakistan with various international certifications in banking and treasury.

Saduddin Haziq

Chief Compliance Officer

Mr. Saduddin Haziq, an Afghan national, has extensive experience in the legal and compliance field and worked with various Government and Non-Government organizations both of International and National repute. He has performed several key roles while holding important positions in the Legal and Compliance departments of these organizations. Currently Mr. Haziq is employed as Chief Compliance Officer with The First Micro Finance Bank-Afghanistan, a leading MicroFinance bank of the country. His employment with the bank has been duly approved by the Central Bank of Afghanistan. His past experiences include Chief Compliance Officer with Afghan United Bank, Legal Advisor and Compliance Officer with Afghanistan International Bank (The largest commercial bank of the country), Director of Law with the Afghanistan Ministry of Finance and Legal Officer with USAID on the Afghanistan Government Economic Project. Mr. Haziq holds an MBA degree in Public Administration and a Bachelor of Law with honors from International Islamic University. Mr. Haziq is a Certified Anti-Money laundering Specialist (CAMS) and active member of the ACAMS.

Wissam Jarkassi

Chief Risk Officer

Mr. Jarkassi has extensive experience in the fields of Credit, Finance, and Risk Management with more than 18 years of banking experience locally and abroad. Jarkassi is an accredited consultant by the European Bank for Reconstruction & Development to provide consulting to small and medium enterprises. He held numerous key positions in Lebanese and international banks in which he gained valuable and extensive experience in key business and monitoring functions. He worked on many consulting projects with corporates and SMEs in the fields of financial advice, business analysis, process redesign, business and process risk management issues, and credit restructuring for financially distressed entities. Mr. Jarkassi has a diversified academic background and holds prestigious professional certifications as well. Including: Diploma in Islamic Studies, Specialized Diploma in Banking and Capital Markets, Diploma in Business and Finance, Bachelor in Accounting, Certified Financial Risk Manager and the Member of the Global Association of Risk Professionals. Currently Mr. Jarkassi is working on a Master’s thesis in Sharia Compliance Risk in Sukuk.

Hamid Nooryar

Chief Internal Auditor

Hamid Nooryar has joined FMFB-A as Deputy Chief Internal Auditor, and has been promoted as Chief Internal Auditor (CIA). Hamid will be responsible for managing and supervising the Internal Audit function and reports to Chairman of the Audit Committee of the Board of Supervisors. Hamid has been a member of the Association of Chartered Certified Accountants (ACCA) since 2018. He has also obtained several professional qualifications such as Certified Information Systems Auditor (CISA), Certified Information Security Manager (CISM), Certified Internal Auditor (CIA), and Certified Fraud Examiner (CFE). He holds his BSc degree from Oxford Brookes University of London, and an Advanced Diploma in Accounting and Business. Hamid has a diversified experience of over 14 years in various international organizations with global businesses and adopted a broad and progressive role of Internal Audit.

Hashmatullah Mustamand

Chief Information Officer

Mr.Hashmatullah Mustamand has been with FMFB-A since August 2016, He has a Master Degree in management and Information technology degree from Kardan University. He has been working in Afghanistan banking industry since 2008, Mr.Mustamand has started his professional career with Afghanistan International Bank (AIB) in the capacity of In-charge Advances MIS & Accounting and Branch Manager till 2012, He joined Afghan United Bank in Core Banking Solutions department until 2016. Mr.Mustamand has led Islamic banking implementation and multiple core banking upgrade projects and has the experience of core banking migration and multiple banking application solutions. He recently worked as Senior Application Manager with First MicroFinance Bank Afghanistan. He owns multiple IT Service and Infrastructure Certifications from globally recognized bodies.

Homayoun Nikseyar

Head of Business Development and Marketing.

Homayoun Nikseyar joined FMFB-Afghanistan in January 2006 as Branch Manager in Herat, He was then promoted to Marketing Manager position in Head Office and since then worked in different positions within the same department as Product Development Manager and Sr. Manager Business Strategy and Marketing. He has a B.S degree in Business Administration from KARDAN University-Kabul, B.A degree of English Language from Herat University. He is Certified in Digital Money from the Fletcher School at Tufts University in US and attended the Expert in Microfinance certificate training program of Frankfurt School of Business Management. His experiences spans across different business segments in terms of Products Development, Research, Marketing and Sale. He has hands-on experience in development of Small business, Group, Agriculture, Housing, Consumption, and deposits` products. Managed promotional communication of all new products and services across FMFB`s footprint. Liaised with donors for funding applications and provided results-based, high standard, timely donor reporting, worked actively in the development of a cashless branch model using mobile money technology and involved in several other client-focused innovations.

Fahim Naimi

Acting Chief Human Capital.

Mr. Fahim Naimi joined FMFB-A in November 2018 as a Talent Acquisition Manager. Since the Chief Human Capital Officer left the bank in 2020, he has the role of acting Chief Human Capital Officer. Mr. Naimi has more than 15 years of experience in different capacities with different organizations, mostly NGOs. His past professional experience includes; National Trainer and Project Manager with Nai (Supporting Open Media in Afghanistan), HR Unit Head with MADRAC microfinance, HR Manager with ABCD Consultants, and Research & Communication Manager with Afghanistan Microfinance Association (AMA).

Mr. Naimi has a master degree in business administration from Bakhtar University – specialized in Human Resources Management.

Sameer Osmani

Acting Head of Professional Services

Mr. Sameer Osmani has joined FMFB – A as Logistics Manager in 2014 and been assigned as acting Head of Professional Services Department since April 2021, Mr. Osmani has extensive knowledge of Supply Chain and mostly engaged in Logistics, Procurements, Facility, and Projects implementations with knowledge of World Bank Policies, National Procurement Authority of GOA and has working experience with different national, international organizations, embassies since year 2009 with full knowledge of transportations intracity and internationally with Customs etiologies and having the Master’s and Bachelor’s Degree from Kabul, Afghanistan and have the access and member of global supply chain member.