Management Team

	Faburama Ceesay Chief Executive Officer Faburama Ceesay joined FMFB-A as Chief Financial Officer (CFO) in October 2014. After five year with FMFB-A as CFO, he now fills the position of Chief Executive Officer effective February 2020. He holds a Bachelor’s degree in International Development Studies from St. Mary’s University in Halifax, Canada. He is also a Chartered Certified Accountant and a member of the Association of Chartered Certified Accountants in UK since 2006. He has a rich experience of over eighteen years in Corporate Relationship management, Financial and Treasury management. Prior to joining FMFB-A as CFO, he has worked in Standard Chartered Bank Gambia Ltd as Financial Controller and Standard Chartered Bank, Kabul as Chief Financial Officer from 2010 to 2012. He has also worked in Guaranty Trust Bank Gambia Ltd as Head of Finance and Risk Management from 2004 to 2005.
	Naqibullah Aman Chief Finance Officer Naqibullah Aman has been with FMFB-A since August 2011. He holds a Master Degree in Business Administration from Kardan University, Kabul. He is pursuing his professional studies of the Association of Chartered Certified Accountants in American University of Afghanistan since 2016. He has diversified experience of over eight years in financial reporting and management and is one of the integral part of finance department during this time with FMFB-A. Prior to joining FMFB-A, he has worked with ACF (French NGO) as a financial analyst, based in Kabul who were working for the eradication of poverty in under developed countries.
	Habib ur Rahman Chief Credit Officer Habib ur Rahman, Joined the Bank as Chief Credit Officer, Prior to joining FMFB Afghanistan Habib was working with FMFB Pakistan, as Head Business North and Head of Corporate Liability, he had served FMFB Pakistan for 17 years, his service was also seconded to FMFB Afghanistan as COO, he had Served FMFB Afghanistan for almost 3 years from 2014 to 2017. Habib holds a Master’s degree in Business Administration from the IBA department, University of Sindh. Habib also worked with different developmental organizations in various roles.
	Ziauddin Haidari Chief Operating Officer Ziauddin Haidari is a banking professional with over 12 years of banking experience in various management positions in Treasury and Banking Operations. He has been with The First MicroFinance Bank Afghanistan since Oct 2010 and before joining FMFB-Afghanistan he has also worked with FMFB-Pakistan for few years. He holds a Master’s Degree in Accounting and Finance from The University of Lahore and a Bachelor from the University of Punjab Pakistan with various international certifications in banking and treasury.
	Nilawaty Baher Chief Human Capital Nilawaty Bahar has over fifteen years of vast experience in human resources strategic management that includes setting up HR policies/procedures, managing personnel administration of organizations with 1000-2000 employees, facilitating organizational development, change management process, implementing Human Resources Information System (HRIS), and localization capacity building initiatives in post conflict and disaster affected countries. Nilawaty Bahar completed her Master of Science in Humanitarian Logistics and Management from Universita della Svizzera italiana – Switzerland. She has a bachelor degree in mathematics and computer science from University of Indonesia. She has a diploma in learning and development from Charter Institute of Personnel and Development (CIPD).
	Saduddin Haziq Chief Compliance Officer Mr. Saduddin Haziq, an Afghan national, has extensive experience in the legal and compliance field and worked with various Government and Non-Government organizations both of International and National repute. He has performed several key roles while holding important positions in the Legal and Compliance departments of these organizations. Currently Mr. Haziq is employed as Chief Compliance Officer with The First Micro Finance Bank-Afghanistan, a leading MicroFinance bank of the country. His employment with the bank has been duly approved by the Central Bank of Afghanistan. His past experiences include Chief Compliance Officer with Afghan United Bank, Legal Advisor and Compliance Officer with Afghanistan International Bank (The largest commercial bank of the country), Director of Law with the Afghanistan Ministry of Finance and Legal Officer with USAID on the Afghanistan Government Economic Project. Mr. Haziq holds an MBA degree in Public Administration and a Bachelor of Law with honors from International Islamic University. Mr. Haziq is a Certified Anti-Money laundering Specialist (CAMS) and active member of the ACAMS.
	Wissam Jarkassi Chief Risk Officer Mr. Jarkassi has extensive experience in the fields of Credit, Finance, and Risk Management with more than 18 years of banking experience locally and abroad. Jarkassi is an accredited consultant by the European Bank for Reconstruction & Development to provide consulting to small and medium enterprises. He held numerous key positions in Lebanese and international banks in which he gained valuable and extensive experience in key business and monitoring functions. He worked on many consulting projects with corporates and SMEs in the fields of financial advice, business analysis, process redesign, business and process risk management issues, and credit restructuring for financially distressed entities. Mr. Jarkassi has a diversified academic background and holds prestigious professional certifications as well. Including: Diploma in Islamic Studies, Specialized Diploma in Banking and Capital Markets, Diploma in Business and Finance, Bachelor in Accounting, Certified Financial Risk Manager and the Member of the Global Association of Risk Professionals. Currently Mr. Jarkassi is working on a Master’s thesis in Sharia Compliance Risk in Sukuk.
	Hamid Nooryar Chief Internal Auditor Hamid Nooryar has joined FMFB-A as Deputy Chief Internal Auditor, and has been promoted as Chief Internal Auditor (CIA). Hamid will be responsible for managing and supervising the Internal Audit function and reports to Chairman of the Audit Committee of the Board of Supervisors. Hamid has been a member of the Association of Chartered Certified Accountants (ACCA) since 2018. He has also obtained several professional qualifications such as Certified Information Systems Auditor (CISA), Certified Information Security Manager (CISM), Certified Internal Auditor (CIA), and Certified Fraud Examiner (CFE). He holds his BSc degree from Oxford Brookes University of London, and an Advanced Diploma in Accounting and Business. Hamid has a diversified experience of over 14 years in various international organizations with global businesses and adopted a broad and progressive role of Internal Audit.
	Hashmatullah Mustamand Chief Information Officer Mr.Hashmatullah Mustamand has been with FMFB-A since August 2016, He has a Master Degree in management and Information technology degree from Kardan University. He has been working in Afghanistan banking industry since 2008, Mr.Mustamand has started his professional career with Afghanistan International Bank (AIB) in the capacity of In-charge Advances MIS & Accounting and Branch Manager till 2012, He joined Afghan United Bank in Core Banking Solutions department until 2016. Mr.Mustamand has led Islamic banking implementation and multiple core banking upgrade projects and has the experience of core banking migration and multiple banking application solutions. He recently worked as Senior Application Manager with First MicroFinance Bank Afghanistan. He owns multiple IT Service and Infrastructure Certifications from globally recognized bodies.
	Homayoun Nikseyar Head of Business Development and Marketing. Homayoun Nikseyar joined FMFB-Afghanistan in January 2006 as Branch Manager in Herat, He was then promoted to Marketing Manager position in Head Office and since then worked in different positions within the same department as Product Development Manager and Sr. Manager Business Strategy and Marketing. He has a B.S degree in Business Administration from KARDAN University-Kabul, B.A degree of English Language from Herat University. He is Certified in Digital Money from the Fletcher School at Tufts University in US and attended the Expert in Microfinance certificate training program of Frankfurt School of Business Management. His experiences spans across different business segments in terms of Products Development, Research, Marketing and Sale. He has hands-on experience in development of Small business, Group, Agriculture, Housing, Consumption, and deposits` products. Managed promotional communication of all new products and services across FMFB`s footprint. Liaised with donors for funding applications and provided results-based, high standard, timely donor reporting, worked actively in the development of a cashless branch model using mobile money technology and involved in several other client-focused innovations.
	Maiwand Lemar Acting Head of The Security and Safety Department Mr. Maiwand Lemar is an Afghan national who has over 16 years of experience in the respective fields of Security and Safety from different Governmental and Non-Governmental Organizations holding both National and International reputations. He has performed and executed several key roles while occupying important and essential positions in the Security and Safety Units of various organizations. Currently, Mr. Lemar is employed as the Security Operation Manager with The First MicroFinance Bank-Afghanistan, a leading Commercial bank in the country. Mr. Lemar’s past professional experiences include Security in-charge positions with the respective governors of Paktia, Kunar and Helmand provinces furthermore, he has also served as the Security Operating Officer with G4S International Security Company and as the Deputy Security Manager with the Safi Landmark Hotel. In addition, Mr. Lemar is a Certified Security Specialist.
	Zia Qasemi Head of Professional Services Zia Qasemi, an Afghan national, has over 15 years of administrative, procurement and human resource management experience in various international companies and agencies. He has worked in different key positions and played a significant role in developing policies and procedures throughout his carrier. Currently, Mr. Zia Qasemi is employed as Head of Professional Services with The First Micro Finance Bank-Afghanistan. , a leading commercial bank of the country. Mr. Zia holds a master’s degree in Operations and Supply Chain Management from Universetta Della Swizzera, Lugano, Switzerland and a Bachelor in Business Administration from Kardan University, Kabul Afghanistan. Prior to working with FMFB-Afghanistan he worked in Aga Khan Foundation and prior to that Task Force Innovation International and lead a team of administrative, logistics, transport, inventory, IT, security and Procurement for nearly 16 years.